Despite the fact that driving without insurance is illegal in almost all states, approximately 12.6% of motorists in the United States are uninsured, according to the latest report from the Insurance Research Council (IRC). Whether you are uninsured by choice, due to a lapse in coverage or non-payment of premiums, there are consequences – legal… Continue reading What happens if you have a car accident without insurance?
When it comes to insuring your vehicle, there is no such thing as “tort liability insurance”. Rather, liability insurance is a system in which the offending driver is held financially responsible for the damages they cause and can be sued. In most cases, claims against the offending driver will be covered by their liability insurance.… Continue reading How does liability insurance work? Full vs. Limited