9 Auto Insurance Claims May Not Cover

1. Deer impact damage If you hit a deer or other animal, you’ll likely have to pay for necessary repairs to your car unless you’ve added full coverage to your policy. Comprehensive coverage pays for damage caused by something other than a collision, such as fire, animal damage and theft – including theft of individual… Continue reading 9 Auto Insurance Claims May Not Cover

What happens if you have a car accident without insurance?

Despite the fact that driving without insurance is illegal in almost all states, approximately 12.6% of motorists in the United States are uninsured, according to the latest report from the Insurance Research Council (IRC). Whether you are uninsured by choice, due to a lapse in coverage or non-payment of premiums, there are consequences – legal… Continue reading What happens if you have a car accident without insurance?

How does liability insurance work? Full vs. Limited

When it comes to insuring your vehicle, there is no such thing as “tort liability insurance”. Rather, liability insurance is a system in which the offending driver is held financially responsible for the damages they cause and can be sued. In most cases, claims against the offending driver will be covered by their liability insurance.… Continue reading How does liability insurance work? Full vs. Limited