Despite the fact that driving without insurance is illegal in almost all states, approximately 12.6% of motorists in the United States are uninsured, according to the latest report from the Insurance Research Council (IRC). Whether you are uninsured by choice, due to a lapse in coverage or non-payment of premiums, there are consequences – legal… Continue reading What happens if you have a car accident without insurance?
Thanks to inflation, you’re probably paying more for just about everything these days, and car insurance is no exception. Insurers have raised rates an average of 8.3% so far this year, according to data from S&P Global Market Intelligence, and costs to consumers are likely to continue to rise, analysts at Bankrate said. For insurers,… Continue reading Several million people might not get enough
After Frankie Cook’s car crashed on a wet road outside Rome, Georgia, his father, Russell (right), received a letter from a lawyer saying they owed more than $17,000 to a hospital emergency room for tests and an examination to see if she had a concussion. Audra Melton for KHN hide caption toggle caption Audra Melton… Continue reading Why your auto insurance could be distracting you from urgent care: Hits
The organization also revealed that hit and run deaths have increased by an average of 7.2% since 2009, which executive director David Yang described as “a trend in the wrong direction”. “We cannot forget that cars can be deadly when they come into contact with pedestrians, cyclists or other cars,” he said. “It is up… Continue reading Will a hit-and-run claim increase your auto insurance premiums?
When it comes to insuring your vehicle, there is no such thing as “tort liability insurance”. Rather, liability insurance is a system in which the offending driver is held financially responsible for the damages they cause and can be sued. In most cases, claims against the offending driver will be covered by their liability insurance.… Continue reading How does liability insurance work? Full vs. Limited
In many cases, minor auto collisions should receive the same treatment you would give to a more serious accident scenario. While it may seem excessive to give the same amount of time and attention to a fender as you would to an accident that totals your car, it is essential to have a detailed record… Continue reading What to do after a minor car accident (2022 Guide) – Forbes Advisor
Jill Jaracz ITisha // Shutterstock Auto insurance adjusters are the people you see when something goes wrong, whether it’s after a collision or after you’ve suffered damage to your car from a storm. Their role is essential for the insured to help assess the cost of repairs to their vehicle and to determine how much… Continue reading States where auto damage insurance appraisers earn the most | Herald Community Newspapers
Discussing car insurance can be complicated. Simply deciphering all the terminology used is beyond the ability of many of us. Auto insurers use a combination of legal language and auto industry jargon that can be overwhelming at first glance. In fact, if you review your documents, you might even see terms like primary owner and… Continue reading Primary Owner vs Third Party Owner
In today’s fast-paced world, the average person can spend between 10 and 60 minutes commuting to and from work daily. Although it doesn’t seem like a long time, it could be more than a year. The average American spends about an hour and 20 minutes in a car each day. With so much time spent… Continue reading 4 tips for claiming the maximum amount of compensation after a car accident
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. A car title deed is a legal document of ownership. If a car title has a lien, it means the lien holder has a legal right to the car. For example, if… Continue reading What is a Car Title Lien Holder? —Forbes Advisor