What is the difference between liability, collision, comprehensive and comprehensive auto insurance

It is a universal truth that a person wanting a car should have car insurance. But the world of insurance can be quite daunting. Insurance is a big expense for owning a car, so choosing the right coverage is crucial. The first step in choosing the right insurance is to understand the main types of coverage, such as comprehensive coverage.

Choosing car insurance is not an easy process

Car accident | Getty Images

Although few people find it tempting not to buy insurance, it’s not a very good idea for many reasons. Most don’t want to insure because of the cost. However, if you are involved in an accident, the costs can be significantly higher than your regular monthly payment. Purchasing insurance is also the law in 48 of the 50 states, according to Policy Genius.

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